diff --git a/lms/djangoapps/course_goals/management/commands/goal_reminder_email.py b/lms/djangoapps/course_goals/management/commands/goal_reminder_email.py
index b6840ca2c0..7b3f3f598b 100644
--- a/lms/djangoapps/course_goals/management/commands/goal_reminder_email.py
+++ b/lms/djangoapps/course_goals/management/commands/goal_reminder_email.py
@@ -49,6 +49,9 @@ def send_ace_message(goal, session_id):
     Returns true if sent, false if it absorbed an exception and did not send
     """
     user = goal.user
+    if not user.has_usable_password():
+        log.info(f'Goal Reminder User is disabled {user.username} course {goal.course_key}')
+        return False
     try:
         course = CourseOverview.get_from_id(goal.course_key)
     except CourseOverview.DoesNotExist:
diff --git a/lms/djangoapps/course_goals/management/commands/tests/test_goal_reminder_email.py b/lms/djangoapps/course_goals/management/commands/tests/test_goal_reminder_email.py
index 214fb58219..46d46832a6 100644
--- a/lms/djangoapps/course_goals/management/commands/tests/test_goal_reminder_email.py
+++ b/lms/djangoapps/course_goals/management/commands/tests/test_goal_reminder_email.py
@@ -1,5 +1,5 @@
 """Tests for the goal_reminder_email command"""
-
+import uuid
 from datetime import datetime
 
 from botocore.exceptions import NoCredentialsError
@@ -18,7 +18,7 @@ from waffle import get_waffle_flag_model  # pylint: disable=invalid-django-waffl
 
 from common.djangoapps.student.models import CourseEnrollment
 from common.djangoapps.student.tests.factories import CourseEnrollmentFactory, UserFactory
-from lms.djangoapps.course_goals.management.commands.goal_reminder_email import send_email_using_ses
+from lms.djangoapps.course_goals.management.commands.goal_reminder_email import send_email_using_ses, send_ace_message
 from lms.djangoapps.course_goals.models import CourseGoalReminderStatus
 from lms.djangoapps.course_goals.tests.factories import (
     CourseGoalFactory, CourseGoalReminderStatusFactory, UserActivityFactory,
@@ -220,6 +220,21 @@ class TestGoalReminderEmailCommand(TestCase):
         assert 'override_default_channel' not in msg.options
         assert 'from_address' not in msg.options
 
+    @ddt.data(True, False)
+    @mock.patch('lms.djangoapps.course_goals.management.commands.goal_reminder_email.ace.send')
+    def test_goal_reminder_email_sent_to_disable_user(self, value, mock_ace):
+        """
+        Test that the goal reminder email is not sent to disabled users.
+        """
+        goal = self.make_valid_goal()
+        if value:
+            goal.user.set_password("12345678")
+        else:
+            goal.user.set_unusable_password()
+        goal.user.save()
+        send_ace_message(goal, str(uuid.uuid4()))
+        assert mock_ace.called is value
+
 
 class TestGoalReminderEmailSES(TestCase):
     """